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Dubuque: 563.557.7440
Dyersville: 563.875.2716

Individual Life Insurance in Dubuque, IA, Dyersville, IA and Surrounding Areas

Reassurance for you and your Loved Ones.

English Insurance provides life insurance to individuals in Dubuque, Dyersville, Epworth, Farley, Asbury, Galena, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At English Insurance, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

English Insurance offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

English Insurance is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with English Insurance will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

Dubuque - O'Connor & English Insurance

1545 Associates Dr # 103
Dubuque, IA 52002
Main office: 563-557-7440

Dyersville - English Insurance

129 1st Ave East
Dyersville, IA 52040
Main office: 563-875-2716
Toll free: 800-942-4675

Our Providers

For me it is about trust and service. Through the years O'Connor & English has proven to me time and again that I will receive both from them.
Pete Weis, Present - Interstate Pipe & Supply Co. www.ipasco.com
English Insurance has been our supplier of our business and personal insurance for the last 28 years. They have always been very competitively priced and have had excellent service, which in my opinion the most important reason for doing business with them. They are there when you need them. www.speccast.com
Dave Bell - Spec Cast
As a small business owner we would like to commend Sue Miller of O'Connor English Insurance Agency, and let her know how pleased we are with the exemplary work that she has done for us! Sue's knowledge and expertise is invaluable to our company!
Travis & Julie McDermott - McDermott Construction Systems, LLC
Our organization, Dyersville Economic Development Corporation, has had the pleasure of partnering with English Insurance Agency for many years. Having direct access to the friendly professionals at English Insurance Agency and their in-depth knowledge of our organizations needs has been extremely important to us as we grow and expand our initiatives. We enjoy peace of mind knowing they will always strive to provide the best possible coverage at a very fair price. www.dyersville.com
Jacque Rahe - Dyersville Economic Development Corporation
We have been O'Connor & English Insurance and Allied customers for many years and have always been pleased with the excellent customer service we have received. From making policy changes to filing a claim, we have been treated courteously and have received prompt and friendly service. About 3 years ago, I was involved in an accident and at that time realized just how much Allied cares about their clients. The other driver was at fault and the other insurance company only seemed to care about their % of liability. Once the Allied adjustor became involved everything seemed OK because she took care of everything from then on and we received payment for the car in a very short time. I really felt that she cared about me as a person. In a nutshell, O'Connor & English Insurance and Allied are there when you need them.
Mary & Brian Birch - Dubuque, Iowa
Fried Green Tomatoes celebrates 20 years in business this year. We pride ourselves on quality and excellent customer service, it is nice to partner with an insurance business that exemplifies our same qualities. Mike presents several options to us and helps us choose the best that not only fits our needs but our budget. Thanks for helping our small business be successful. Fred Bonnet Fried Green Tomatoes Restaurant 213 N. Main St. Galena, IL 61036 p: 815.777.3938 f: 815.777.3967 www.friedgreen.com
Fred Bonnet
With O'Connor & English Insurance, we get to relax knowing we have the right amount of coverage for our organization while getting competitive rates as well. We have great trust in their knowledgeable staff who provide an exceptional customer service experience. Jeff MacFarlane, Executive Director Colts Youth Organization www.colts.org
Jeff MacFarlane - Executive Director - Colts Youth Organization