Trampoline Safety & Your Homeowners Insurance

Trampoline Safety & Your Homeowners Insurance

| June 29, 2020
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Its summer and time for some fun in the sun! As parents are looking for ways to entertain their kids at home trampolines have become a hot item. Before you buy, know what you’re jumping into and air on the side of caution with these trampoline safety tips.

Homeowners Insurance Considerations

If you are putting up a trampoline for the first time it’s important to check with your insurance agent about what coverage and guidelines your insurance company has. You may need an additional endorsement on your homeowners policy to extend liability. Some insurance companies require the trampoline to be netted and anchored (which you should do anyway to avoid injuries and a large flying saucer in a storm). Secure the trampoline on a flat area and away from tree branches or buildings. Use padding to cover the springs and frame. Maintain your trampoline with regular inspection of the springs, hooks, padding, and net.

Safety First

It’s important to establish and discuss safety rules for the jumpers. Some rules to consider*:

  1. One jumper at a time. Most injuries result from jumpers colliding with each other.
  2. No gymnastic or acrobatic stunts such as somersaults or flips. Reduce the risk of head, neck, and spinal injuries.
  3. Consider an age limit such as no one under the age of 6.
  4. Adult supervision required.
  5. No jumping on and off the trampoline. You don’t have to worry about this one if you’re using an enclosed safety net.

* Some information obtained from the American Association of Pediatrics.

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