Motorcycle Insurance
The three essentials for feeling truly free on a ride:
A cool helmet
A good jacket and foot protection
A motorcycle insurance policy for you and your passenger.
Whether you’ve got the ride of your dreams, or you're saving up for your perfect bike, there’s only one way to enhance that feeling of exhilaration; of leaving all of your worries behind you; of that sense of freedom you get from contact with the road...
...Riding requires good, affordable protection.
Why you need motorcycle insurance
You can trust our team when you need to make a decision on insurance for your bike. As an independent agency, we have several A+ rated insurance carriers we work with to make sure you get appropriate coverage at an affordable cost. We also offer a number of insurance discounts, such as:
- Harley Davidson discounts
- LoJack discount
- Safety course discount
- Motorcycle license endorsement discount
- Discount for homeowner insurance or other vehicles
- Paid in full discount
- Experienced rider discount
What are your coverage options?
Insurance is mandatory but you may wish to consider other coverages for your bike, which give you a peace of mind, including:
- Bodily Injury/Passenger liability
- Uninsured/Underinsured Motorists coverage – very important to match the limits with bodily injury – to cover yourself in the event of an injury
- Comprehensive Coverage for other than collision losses such as fire, wind, hail, theft, vandalism or hitting an animal.
- Collision Coverage covers you in the event of an accident that is your fault, this insurance pays to repair your bike, less the deductible amount.
- Roadside assistance - is one of those things you never think you’ll need, but will be thankful for if you ever break down far from home. Roadside assistance pays for jumps, gas, or towing your bike home or to the nearest facility.
- Bike accessories - most carriers only include $1-$3,000 of customization – let us know what you may have added.
- Replacement cost coverage pays to replace your bike—not just the fair market value, which is usually lower than what you actually paid for the bike—but an entirely new ride.
- Trip Interruption/Rental coverage is something you may wish to consider if you’re planning a long road trip, or you often ride far from home, to help pay for lodging, food and a substitute vehicle when a mechanical breakdown or a covered loss occurs more than 100 miles from home.