Farm Insurance
City folks think farming is just a simple life. But farming today is more complex than ever.
If you are uncertain about what your policy currently covers; if you have altered your farming processes from when you first got your policy; or if you’re concerned about increasing weather risks to crops, we can help.
Our experienced farm insurance agents will make sure your farm operations stay protected. We have custom-fit policies for whatever Mother Nature can throw at you, including:
- Traditional production farms
- Extra protection for expanding farms with commercial exposure
- Smaller farms and rural acreage
- Customization that fits the specific needs of your operation (see coverage options below)
What’s covered?
Your base policy typically protects farm homes, buildings, machinery, equipment and livestock, all the coverage the average farm operations require. Then, we will discuss optional coverages you can tailor fit to meet your individual needs.
Coverage for Your Farm may include:
- Disruption of farming operations in case of extra expenses and loss of income caused by a covered loss to a building or piece of equipment.
- Identity fraud expense coverage that can reimburse you for covered expenses incurred in restoring your identity.
- Farm machinery and equipment replacement coverage for equipment
- Peak season coverage endorsement for harvest times, or when you have greater than average quantities of product in storage on your property.
- Sewer/sump pump backup… just in case.
- Temperature sensitive endorsement for covering temperature-sensitive products, as a result of a temperature control fluctuation.
- Household property protection for your household contents, including gold, furs, firearms, electronics, and more.
Your operation is more than a business, it’s a legacy, a livelihood and your personal version of the American dream. Let us help you protect the things you care about most.
Additional Coverages may include:
- Rental reimbursement on farm machinery and equipment while you wait for yours to be repaired
- Equipment breakdown for fixed equipment in outbuildings
- GPS equipment in case of loss by special causes
- Cab glass repair or replacement
- Foreign object damage to combines
- Damage during towing and hitching
- Farm machinery contact with roadbed or ground
- Borrowed farm machinery covering primary
- Fire extinguisher recharge